Palm Springs, Palm Desert, and La Quinta real estate and homes for sale in California - Richard Martin & Associates, REALTORS® Richard Martin & Associates REALTORS(r) for Palm Springs, Palm Desert, and La Quinta, California real estate - NUMBER1EXPERTS™ Richard Martin & Associates NUMBER1EXPERTS(tm) for Palm Springs, Palm Desert, and La Quinta, California real estate

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Richard Martin & Associates, REALTORŪ, real estate agents and broker for Palm Springs, Palm Desert, and La Quinta California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Weather: Palm Springs, Palm Desert, and La Quinta California home buying, real estate listings, and homes for sale in Riverside                      County, CA
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Palm Springs, Palm Desert, and La Quinta Weather
 

Let?s face it--the phrase ?We enjoy four full seasons? is often a euphemism for ?Br-r-r-r! It is cold and snowy in the winter.? We don?t know about you, but we can live without that! If we want snow, we will travel to a ski resort! Here in the Palm Springs, Palm Desert, and La Quinta area we are blessed with a climate that is warm enough to enjoy the great outdoors almost year round. Although we do have a winter, it is relatively short and mild. Mostly our area is known for warmth and sun. Feel free to peek at our local forecast via the web site featured on this page. 

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What little-known folk remedy is said to help keep bats away from your home?

A 
According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats!
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Richard Martin & Associates, REALTORŪ, real estate agents and broker for Palm Springs, Palm Desert, and La Quinta California home listings, property and land for sale - NUMBER1EXPERT(tm)

Richard Martin ABR, CRS,GRI, Broker
Richard Martin Realty

1920 E Rochelle Rd.
Palm Springs, CA. 92262
Tel: 760-416-7777
Tel: 760-578-8472
Fax: 760-269-3413
Email: rickymartinrealtor@gmail.com

Always Friendly Professional Service.....I am dedicated to Client Representation. This means that your needs are a PRIORITY! Whether searching for that IDEAL PROPERTY or negotiating the BEST CONTRACT TERMS, YOUR DESIRES are my PRIORTY. I am a member of the prestigious Certified Residential Specialists Council, Movoto Certified Real Estate Agent, a Graduate of The Realtor Institute, Notary Public, Accredited Buyers Representative and have a California Real Estate Broker's License. I serve as a Director of the Palm Springs Regional Association of Realtors. I am always anxious to answer any questions!

ABR CRS Equal Housing GRI MLS REALTOR





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