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What is a Buyer's Broker? A Buyer's Broker is a professional that holds a California Real Estate Broker's License and represents Buyer's in Real Estate transactions. When Richard Martin, a licensed California Real Estate Broker, represents you, rest assured that you will receive expert advice, a market analysis, neighborhood information, caring advice and strong negoiation in your favor.
We have summarized much of what is important about the La Quinta, Palm Desert, and Palm Springs real estate market in this site.
Contact us with confidence! We guarantee your privacy will be respected. And we offer the Palm Springs California Real Estate services on this site for free and without obligation. Why? We want to be YOUR Realtors. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.  - Richard Martin ABR,CRS,GRI, Broker
- Edna Cook Realtor |
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Financing Your Home >Your Financial Cushion
When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.
First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.
A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.
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| Q |
What was the world's highest viewing platform before the opening of the Empire State Building in 1939?
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| A |
The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure. |
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