Palm Springs, Palm Desert, and La Quinta real estate and homes for sale in California - Richard Martin & Associates, REALTORS® Richard Martin & Associates REALTORS(r) for Palm Springs, Palm Desert, and La Quinta, California real estate - NUMBER1EXPERTS™ Richard Martin & Associates NUMBER1EXPERTS(tm) for Palm Springs, Palm Desert, and La Quinta, California real estate

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Richard Martin & Associates, REALTORŪ, real estate agents and broker for Palm Springs, Palm Desert, and La Quinta California home listings, property and land for sale - NUMBER1EXPERT(tm)
Specializing Buyer Broker Representation at No Charge to Buyers. Have a Professional Broker at your disposal--Hire Richard Martin!

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Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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He is willing to get you the best deal regardless of what commission he might obtain.
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Mortgage Prequalification: Palm Springs, Palm Desert, and La Quinta California home buying, real estate listings, and homes for sale in Riverside                      County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Palm Springs, Palm Desert, and La Quinta Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Pricing >Overpriced

In the real estate world, a large group of people are looking to buy homes at any given time. These are the seller's best prospects. This ready group of buyers is wasted, however, if your house is overpriced.

People who have been shopping around and are accustomed to comparing properties will probably refuse to look at your home with an unrealistic price tag. You and your real estate agent may know that you would sell for $10,000 less, but the buyers do not know this. As a result, your overpriced property receives little attention.

Don't be fooled into thinking that your house is worth more than someone is willing to pay for it, or that it's just a matter of waiting for the "right" buyer to show up. Surveys show that the longer a house is on the market before being sold, the greater the drop in price from the listing price when it does sell. The buying public eventually sets an accurate price. An overpriced house just sits on the market, waiting for a price adjustment before it will attract a buyer.

See All Tips In The "Pricing" Category >
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Real Estate Trivia
Q 
What famous antebellum mansion was known as the "Queen of Tennessee Plantations"?

A 
Belle Meade Plantation was a prosperous 5,400-acre thoroughbred horse farm in the mid 1800's. The Civil War Battle of Nashville was fought in its front yard.
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Richard Martin & Associates, REALTORŪ, real estate agents and broker for Palm Springs, Palm Desert, and La Quinta California home listings, property and land for sale - NUMBER1EXPERT(tm)

Richard Martin ABR, CRS,GRI, Broker
Richard Martin Realty

1920 E Rochelle Rd.
Palm Springs, CA. 92262
Tel: 760-416-7777
Tel: 760-578-8472
Fax: 760-269-3413
Email: rickymartinrealtor@gmail.com

Always Friendly Professional Service.....I am dedicated to Client Representation. This means that your needs are a PRIORITY! Whether searching for that IDEAL PROPERTY or negotiating the BEST CONTRACT TERMS, YOUR DESIRES are my PRIORTY. I am a member of the prestigious Certified Residential Specialists Council, Movoto Certified Real Estate Agent, a Graduate of The Realtor Institute, Notary Public, Accredited Buyers Representative and have a California Real Estate Broker's License. I serve as a Director of the Palm Springs Regional Association of Realtors. I am always anxious to answer any questions!

ABR CRS Equal Housing GRI MLS REALTOR





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